You may go to work never expecting to sustain a serious injury in an accident. But a workplace accident can result in injuries that make it difficult to return to your job, basic daily activities and the things you enjoy.
If you get hurt at work, the workers’ compensation system, according to the Minnesota Department of Labor and Industry, is a no-fault system that provides benefits to injured workers to help them recover. If you need to file a claim, you may have questions about how workers’ compensation works.
What should you do after a workplace accident?
You should tell your employer about the accident as soon as possible. When you tell your employer about your workplace injuries, provide as much information as you can about the situation.
Do all employers have to carry workers’ compensation insurance?
Every employer in Minnesota must carry workers’ compensation insurance. They can either obtain this insurance through a licensed insurance brokerage or through a self-insurance policy that meets the approval of the Minnesota Department of Commerce.
What benefits are available through the workers’ compensation system?
You can receive benefits for wages you missed out on while you recovered from your injury. You can also receive medical benefits and compensation for rehabilitation and vocational retraining.
Even if you get into a workplace accident, this is no guarantee that you will receive workers’ compensation benefits in a timely manner. If your claim does not get approved, you can appeal this decision to ensure you receive the compensation you deserve to aid in your recovery.