Filing a workers’ compensation claim is difficult enough without making mistakes that can hurt your chances of success. By avoiding these common missteps, you can give yourself the best possible chance of obtaining the benefits you need.
Failing to get medical attention right away
Some people don’t like seeing doctors, but one time you must get medical attention is after suffering a work-related injury. This is important for two reasons:
- Your own safety and well-being: Even if you don’t feel you are in urgent need of care, you won’t know for sure until a physician thoroughly examines you. Some injuries take a while to develop, and you may not feel their full effects until weeks and even months after an accident.
- Potential legal claims: Medical documentation plays a leading role in a workers’ comp case. If you are seeking benefits, you need more than your word backing up your claim. By getting treated and following your doctor’s orders, you can obtain the evidence you need for a successful result.
Failing to let your employer know about the injury
The sooner you report your injury to your employer, the better. If possible, report it immediately after a work-related accident. If you wait more than 14 days to report your injury, your employer may be able to deny the claim on the grounds of a late report.
Trusting that your employer has your best interests in mind
No matter how good your relationship with your employer is, a workers’ compensation claim is a business matter that is handled by an insurance company. If you feel you are being mistreated, do not be hesitant to assert your own rights, even if it feels like you are negatively impacting the company you work for. Your financial future may depend upon the outcome of this legal matter.